1ASEAN FinTech Census 2018每日免费阅读行业报告1、每日星球内分享10+精品报告；2、不定时分享国际投行报告，脱水研报等；3、行业报告均为公开内容，版权归原作者所有，星球仅分享内部学习。扫描右侧二维码即刻加入【行业报告（免费） 】星球（此页只为更多需要行业报告的朋友提供便利，希望不会影响您的阅读，谢谢理解！）The financial services industry in the Association of Southeast Asian Nations (ASEAN) region is rapidly evolving as a result of disruption from new-age Financial Technology companies (FinTechs). FinTechs, which combine innovative business models with digital technologies to render financial services, are witnessing a visible ascendance in Asean, as well as around the world. Rapidly expanding economies, young-urban-digitally-savvy population, increasing mobile and internet penetration, and largely underserved, small- and medium-sized enterprises (SME) and consumer markets by traditional financial institutions, are all factors that have led to the rapid adoption of FinTech innovation in the region.On the back of strong fundamentals and with FinTech adoption on the rise, Asean as an engine of economic growth and prosperity has caught the eye of global investors. Investment in the region’s FinTech sector has surged, jumping 45% year-over-year to US$366 million in 2017, according to Tracxn.However, little has been discussed and published about the opportunities and challenges facing the FinTech industry in the region. To understand the key factors shaping the industry and bring to forefront the voice of the FinTechs in the region, EY has undertaken this research initiative and surveyed more than 250 FinTechs in early 2018. Participants include FinTechs primarily from Asean countries as well as outside of Asean, who are looking to enter the region. The findings are presented in this inaugural EY ASEAN FinTech Census 2018.The Census analyzes the Asean FinTech ecosystem, in addition to providing a platform for FinTechs to express their views on a range of matters related to adoption, investment, talent and environment. The report examines in-depth, how governments across Asean have and can further facilitate thriving FinTech hubs. The Census also provides views from industry and domain experts on the Asean FinTech ecosystem. Continued evolution of the FinTech ecosystem will help facilitate the overall growth and development of the Asean region. EY’s ASEAN FinTech team is committed to working with industry participants comprising FinTechs, investors, governments, education institutions, accelerators or incubators to help the region realize its potential and bring about greater financial inclusion.ForewordLiew Nam SoonManaging Partner, ASEAN MarketsBrian ThungManaging Partner, ASEAN Financial Services12Contents01Methodology0302Key messages0903Fast facts 1104Profiling of respondents1305Company profiling1506Revenue2107Investment2408Talent2909Regulation3210Environment3711The way forward4012FinTech associations in Asean442Methodology• EY defines FinTech organizations as ones combining innovative business models and technology to enable, enhance and deliver financial services. • The business activities of FinTechs are broadly classified under four models: business-to-business (B2B), business-to-business-to-consumer (B2B2C), business-to-consumer (B2C) and offline-to-online (O2O). • FinTechs are further divided into 16 key subsectors including payments, blockchain, money transfer, data analytics, robo advisory, amongst others. Refer to page 16 for further details. Definition of FinTech01• Census questions focused on profiling respondents, as well as gathering information on revenue, capital, talent, regulations, environment and future growth trends at FinTechs. • FinTechs firms received an email with a link to an online survey page. There were 80 questions, with the wide range of free text, multiple choice, ranking and scoring questions, that would take no more than 30 minutes to complete.Survey design03• A lists of FinTechs was developed from existing contacts, directories, industry associations and previous FinTech events, (including FinTech conferences). These organizations were screened for FinTech eligibility and contacts were sorted to remove duplication.• Outreach channels included marketing the census on professional social media platforms such as LinkedIn, marketing on social media handles of FinTechs, as well as direct emails to key stakeholders and founders. FinTech outreach02• We received 251 responses from across Asean (170 responses) and non Asean countries (81 responses). Non Asean headquartered FinTechs are the companies planning to expand their footprint in the Asean market. • Asean countries surveyed are Cambodia, Brunei, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand and Vietnam.• The survey was officially closed on 31st January 2018, and then manual data cleansing exercise was undertaken, with final output based on analysis of the cleansed data.• We have applied unweighted averaging of results to offer insights across key themes and trends. The results are presented in this inaugural EY ASEAN FinTech Census report. For...
发表评论取消回复